What Qualifies

How do you know if your boat qualifies for coverage through Hagerty? For starters, Hagerty provides policies for most any type of wooden boat in good to excellent condition, including:

Runabouts

Runabouts typically range in size from 14’ to 33’ and are characterized by a closed top deck with individual cockpits for seating. Examples include barrel back designs, larger triple cockpits and gentleman’s racers. Immediate coverage is available in most cases.

Utilities

Utilities typically range in size from 12’ to 30’ and are characterized by a large open interior with only the top deck forward of the windshield. They are some of the most popular designs, as the open interior lends them to things like waterskiing and fishing. Immediate coverage is available in most cases.

Launches

Typically older craft produced from the 1800’s on. These vessels range in length from 16’ to 30’ . They are an open configuration usually with seating able to accommodate several passengers. The earliest versions were powered by steam with later versions having small single cylinder gas powered engines.

Cruisers

Cruisers range from 26’ on up. There are several design types including: Sedan, Aft cabin, Flush deck, Express, Sportfish and others. Cruisers have enclosed cabins that typically allow for overnight stay. They usually include a head, galley, systems to provide power, and store water and waste. Hagerty requires an Out-of-Water Value and Condition Survey prior to coverage for this type of vessel.

Sailboats

Sailboats range from 12’ open boats to much larger vessels with full cabin facilities. There are several specific design types: Yawl, Gaff rig, Cutter, Catboat, Sloop and many others. Hagerty requires an Out-of-Water Value and Condition Survey for sailboats over 26’ with cabin facilities prior to coverage. The policy does allow for club racing.

Additional vessels

In addition to those listed above, Hagerty may consider coverage for classic vessels such as: launches (including steam), skiffs, wooden canoes, trawlers, home-built or wooden kit boats, and excellent reproductions of classic wooden boats.

We also provide coverage for high-quality, non-wooden boats of traditional design, as well as select late-model vessels. Contact us at 800-762-2628 or marine@hagerty.com for more information on boats that qualify for our program.