What you get with Hagerty

We love cars. So we understand why you own your collector car, and we give you insurance options that make sense for how you use it. Our range of products can accommodate any owner’s needs — from dedicated collectors to someone in love with just one classic — with prices and knowledgeable service that leave conventional insurers in the dust. With Hagerty, you get:

Low annual premiums

Our rates are significantly lower than the companies who insure your regular-use vehicles. Hagerty offers the best coverage — a full coverage policy that includes comprehensive, collision and liability — and the best service out there, all at an affordable price.

Agreed value policy

We understand the value of your car. With Hagerty, helping you determine a value suited to your collector vehicle is a simple process. Hagerty offers an agreed value policy. In the event of a covered total loss, you will receive the full amount for which you insured your vehicle less any deductible.

Knowledgeable service

From your quote to a claim, every Hagerty employee that you encounter is knowledgeable about collector cars and insurance. We all go through collector car training, we support the hobby with youth initiatives and legislative advocacy, we keep experts on staff to answer your toughest questions — all because we genuinely care about your needs and want to provide you with the best possible car-owning experience.

Exceptional claims handling

With Hagerty, your claim will be handled by experienced adjusters who specialize in collector vehicle claims. We even have a Parts Specialist on staff whose only job is tracking down the perfect replacement part for your collectible. You also choose your own repair shop or can get paid to do the work yourself. Plus, with our postage-paid Hagerty Experience Card, we ask for your feedback on each and every claim so we can make sure you received the service you deserve.

A customized policy

Your Hagerty policy is designed specifically for you, your car and your participation in the hobby. We have coverage to meet your needs whether you own one car or one hundred, or are restoring your first vehicle.

Freedom to enjoy your car

We believe cars are made to be driven. So our policy allows limited pleasure use with no fixed mileage limits. Whether it's a drive on a gorgeous summer day, a trip to the ice cream shop, attending club events or going to shows, you're covered. If you have specific questions about usage, we're happy to discuss them with you.

Flatbed roadside assistance

Our optional Hagerty Plus Roadside Assistance program is the only one of its kind to offer guaranteed flatbed roadside assistance and additional benefits geared to the interests and lifestyles of collector vehicle enthusiasts like you.

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