The two costs are not insurance premiums and therefore not listed on the insurance certificate. The policy premium and both fees are listed as separate line items on the client statement. This statement is mailed to clients in the policy packet when you are enrolled in Hagerty Plus.
If you did not enroll in Hagerty Plus, you can access a statement online at www.hagerty.ca under "Policy Management", and View Payment History.
When quoting online the price includes the total of the insurance premium, Hagerty Plus enrollment cost, and the Hagerty fee. It does not separate them out as individual line items.
The Hagerty fee is also disclosed in the Hagerty questionnaire and in the Compensation Disclosure issued with new policies.
If you have questions regarding this information, please contact a licensed representative at 877-922-9701.