19 April 2012

Losses and Lessons: Faulty latch hoodwinks owner of '64 Rambler

VEHICLE COVERED: 1964 AMC Rambler

WHAT WENT WRONG: Imagine driving your classic car 35 mph down a busy street when suddenly there’s a loud bang and you can’t see a thing. That’s exactly what happened to the owner of a 1964 AMC Rambler when the hood latch let go and the car’s hood flew up, blocking his view. Fortunately, he was able to avoid pedestrians, parked cars and telephone poles while pulling safely to the side of the street.

DAMAGE/LOSS: The Rambler’s hood and passenger-side fender received extensive damage. Repair and repainting of the hood, fender and cowl, as well as the installation of new hood latches, resulted in a bill of $1,135, which Hagerty paid.

LESSON: Whenever you open the hood of your car – and classic automobile owners typically check their fluids and filters more often than other drivers – make doubly sure that it latches properly when you close it. If the catch doesn’t seem to be secure, have a body shop or restoration shop adjust it for you. While these may seem like obvious suggestions, they might help you avoid a potentially serious accident.

7 Reader Comments

  • 1
    Sanjay There is not ONE insurance cmpaony that is good for everyone as there are too many variables to consider!Typically, insurance rates will vary from State to State and can even vary by ZIPCODE! It also will depend on the type of car/truck, coverages, limits of liability, and driving record. Some companies run credit scores and MOST run a motor vehicle report and CLUE (Comprehensive Loss Underwriting Exchange) report to see about undisclosed accident involvement.The best thing to do is call a LOCAL independent agent. Don't go across town, or to some other city look for someone CLOSE. Just look in the phone book for the PIA or Big I (Trusted Choice) logos and you will find a professional licensed agent that will be able to help you solve your insurance problems, and give you rate comparisons of several different companies. An independent insurance agent will normally have a dozen different companies and if he cannot help you, he should be networked with other local agents that can. In my agency, we have companies that do NOT run a credit score and welcome drivers with less than perfect driving records and specialize in youthful operators!Most of the replies on this site say go to this on-line carrier or that on-line carrier or that 1-800 number but I'm sure that when you do, you will find some impersonal computer user with a script to work from and you won't be able to talk with the same person every time you have a problem!Good luck, drive RESPONSIBLY and I hope this helps! May 14, 2012 at 10:15
    There is not ONE insurance cmpaony that is good for everyone as there are too many variables to consider!Typically, insurance rates will vary from State to State and can even vary by ZIPCODE! It also will depend on the type of car/truck, coverages, limits of liability, and driving record. Some companies run credit scores and MOST run a motor vehicle report and CLUE (Comprehensive Loss Underwriting Exchange) report to see about undisclosed accident involvement.The best thing to do is call a LOCAL independent agent. Don't go across town, or to some other city look for someone CLOSE. Just look in the phone book for the PIA or Big I (Trusted Choice) logos and you will find a professional licensed agent that will be able to help you solve your insurance problems, and give you rate comparisons of several different companies. An independent insurance agent will normally have a dozen different companies and if he cannot help you, he should be networked with other local agents that can. In my agency, we have companies that do NOT run a credit score and welcome drivers with less than perfect driving records and specialize in youthful operators!Most of the replies on this site say go to this on-line carrier or that on-line carrier or that 1-800 number but I'm sure that when you do, you will find some impersonal computer user with a script to work from and you won't be able to talk with the same person every time you have a problem!Good luck, drive RESPONSIBLY and I hope this helps!

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