Over 35 years ago, when Frank and Louise Hagerty couldn’t find coverage for their beloved boats, they created the first ever Agreed Value policy. It’s a proud tradition that continues today with accessible, in-house specialists who can answer questions and concerns.

Benefits of boat insurance through Hagerty

Agreed value coverage, guaranteed

We'll work with you and agree on an insured value—and that's what you'll receive in full for a covered total loss, guaranteed.* No hassles, no depreciation.

Low premiums

You don't use your boat every day. We provide coverage geared specifically to your boat and how you use it, which makes the coverage more affordable.

Club discounts

Boating clubs keep boaters engaged and the lifestyle going strong so we provide discounts to members of established classic boating clubs.

Unlimited pleasure usage

Great boats are meant to be enjoyed. We encourage pleasure use and you’re covered anywhere in Canada and the northern U.S. states**

In-house boat specialists

From quoting to filing a claim and questions in-between, you'll always have access to a knowledgeable boat insurance expert. Our program’s specialty claims team also works with your repair shop of choice to ensure repairs are done the right way by someone you trust.

Unlimited land transportation

Wherever you go with your boat, coverage through Hagerty goes with you, even when it's on the trailer. We offer unlimited overland transportation within Canada and the United States.

Marine partners

These fine organizations and clubs exist to bring together enthusiasts in the inspiring world of classic boats—to share ideas, information and create a strong community of classic boaters and supporters of the hobby.