1440
 

Better coverage built for classics at a price you can afford.

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    Frequently Asked Questions - General Guidelines

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    • In addition to your premium, a forty dollar fee is charged to you by Hagerty for arranging your specialty insurance coverage, which may include the following: acting as a resource for vehicle valuation; supporting immediate policy issuance, web-based quoting and policy issuance and online policy management; and underwriting your policy on behalf of the company.

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    • We typically do not require appraisals. If we need further documentation supporting a vehicle's value, we will contact you during the underwriting process.

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    • We offer insurance for a wide variety of collector vehicles. Please see our Does My Vehicle Qualify? section for details

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    • Not yet. Hagerty will send a provincial application, when required, in your new policy packet. You will need to complete, sign and return the form to us in the envelope provided.

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    • We need one good photo for stock (original) vehicles, showing a full side view of the car. We need four photos for custom or modified vehicles (full vehicle, engine, interior and trunk). Two photos are required for classic pickups (full vehicle and truck bed).

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    • No. At Hagerty, we offer an annual policy.

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    • Yes. For more information see modified vehicles.

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    • Our program guidelines require that our clients have at least ten years of driving experience.

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    • Program guidelines require all collector vehicles be stored in an enclosed and secure garage. We will consider a variety of storage locations, including home garages and rented storage units. Any questions regarding storage can be directed to a licensed representative.

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    • No. Our program is not designed to provide coverage for vehicles while they’re being raced. Each provincial policy contains exclusions for racing.

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    This is only a general description of coverage. All coverage is subject to policy provisions, exclusions and endorsements.

    *See your Hagerty Plus program guide for a complete description of benefits.