Insurance policy features

Benefits of insuring through Hagerty

Our focus on collector vehicles allows us to offer affordable coverage for enthusiasts.

Bright sunshine beams down on a woman happily driving a red convertible.

What’s included in a policy through Hagerty?

Guaranteed value^TM

We use our industry-leading tools to help you determine the true value of your classic, then create a guaranteed value policy that covers it.*

Low annual premiums

We can save you money. We only insure antique and collectible cars so we can provide better coverage at a significantly lower price than traditional insurers.

Flexible usage

Classic and collector cars were made to be driven. Whether you’re going to a show or just taking a cruise to the ice cream shop, you’re protected. If you have specific questions about your car or usage, please don’t hesitate to contact us.

Specialty roadside service

Optional membership in Hagerty Drivers Club^® includes guaranteed flatbed towing, automotive discounts, and much more. Read more about Hagerty Drivers Club.

Get insurance that works for you

We pride ourselves on protecting vehicles as if they were our own.

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* Less any deductible; MB & SK: and after settlement with your government policy. Includes any applicable taxes unless prohibited by law. AB & QC: Agreed value applies under the Guaranteed Value Plus Endorsement.

Some coverage not available in all provinces. This is only a general description of coverage. All coverage is subject to policy provisions, exclusions and endorsements.

Hagerty Canada, LLC policies are underwritten by Aviva Insurance Company of Canada, a subsidiary of Aviva Canada Inc. Hagerty determines final risk acceptance.