We’re as passionate about classic and collector vehicles as you are. Our deep knowledge of classic vehicles and their owners allows us to offer you better coverage for less.
In the event of a covered total loss, you receive every cent of your car's insured value**. No depreciation. No messing around. No hassle.
We work with you to determine the value of your vehicle. No appraisals needed.
Our policy allows you occasional pleasure use, with no fixed restrictions***.
Our job is protecting your classic car and we're very good at our job. In the event of a claim, we offer stock original replacement parts to ensure your investment is covered and your car is restored to its former glory. We even have a parts specialist on staff to hunt down rare and hard to find parts.
Because we specialize in classic cars, our premiums are up to 44% lower* than daily driver insurance.
We want you to be able to enjoy your collection well into the future, so we support the hobby through programs like the Hagerty Education Program, the Historic Vehicle Association® and our Youth Programs.
All coverage not available in all provinces. This is only a general description of coverage. All coverage is subject to policy provisions, exclusions and endorsements.
*Figure based upon 2015 consumer data collected by Hagerty on single-car quotes, with premiums $5000 and under, from several Daily Driver (or “Everyday”) auto insurance carriers.
**Agreed Value to include the applicable sales taxes in the province in which your policy coverage applies. The Agreed Value is the total amount of your car’s insured value on your Certificate of Insurance irrespective of changes to tax rates, currency fluctuations or other fees and expenses. Any deductible and/or salvage value if vehicle is retained by you will be subtracted from the total amount paid.
***Occasional pleasure use does not mean use for daily driving to and from work or school, routine shopping, etc.