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Better coverage built for classics at a price you can afford.

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    Frequently Asked Questions - All

    Hagerty's frequently asked questions will help you learn more about our classic car insurance policy, Hagerty Drivers Club™ and how we handle classic car claims.

    • Please see Contact Us.

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    • No, we are unable to offer coverage for houseboats at this time.

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    • A list of marine resources can be found in the comprehensive resource directory on our website.

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    • No. Although there is not a limit to the number of service incidents dispatched per 12-month term, they cannot be combined to cover any out-of-pocket expenses that may occur from a single incident.

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    • In most cases a service provider will arrive within 45 to 55 minutes. Dispatch of roadside assistance may be delayed due to weather, traffic, exact distance or peak-period demand.

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    • In the event that this does happen you would then need to submit an invoice for reimbursement up to your benefit allowance.

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    • In addition to your premium, a forty dollar fee is charged to you by Hagerty for arranging your specialty insurance coverage, which may include the following: acting as a resource for vehicle valuation; supporting immediate policy issuance, web-based quoting and policy issuance and online policy management; and underwriting your policy on behalf of the company.

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    • No, Hagerty does not have a mandatory lay-up period.

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    • You can call our in-house claims department. We are collectors and enthusiasts ourselves and have been helping people like you for more than 25 years. We will take your information, help you get estimates and issue a check for repair at a facility of your choice.

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    • Yes. Most marine insurance programs – including Hagerty’s – will require an out-of-water value and condition survey for all vessels over 26’ that have any type of cabin.

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