Get Protection Made for Collector Vehicles
Not all insurance coverage is the same. Do you have the right one?
Guaranteed Value™ through Hagerty
Our industry–leading tools help determine your classic's true value. If there's a total loss, you'll receive a cheque for its insured amount, guaranteed.* No games, no hassle. Plus, no appraisals required on nearly all stock vehicles.**
Compare a Governmental Policy
Governmental insurers typically pay total losses based on Actual Cash Value (ACV)—an estimate of a vehicle’s fair market value, after considering factors like depreciation — this can mean a lower payout and a bigger headache.
Three reasons to choose Hagerty
Enjoy flexible usage
Hit the road for a weekend road trip, car show or parade - you're protected.***
2 million
protected classics globally - more than any other insurance provider
Our premier valuation tool
An industry-leading resource to help you verify the value of your vehicle and make sure it’s insured properly
* Less any deductible; MB & SK: and after settlement with your government policy. Includes any applicable taxes unless prohibited by law. AB & QC: Agreed value applies under the Guaranteed Value Plus Endorsement.
** If we need further documentation supporting a vehicle's value, we will contact you during the underwriting process.
***Refer to the Elite BC Collector Vehicle Policy and any applicable endorsements for a complete description of coverage provisions, conditions, and exclusions.
Hagerty Canada, LLC policies are underwritten by Elite Insurance Company, a subsidiary of Aviva Canada Inc. Hagerty determines final risk acceptance. Some coverage not available in all provinces. This is a general description of coverage. Rates subject to change. All coverage subject to policy provisions, exclusions, and endorsements. Hagerty is a registered trademark of the Hagerty Group LLC, ©2025 The Hagerty Group, LLC. All Rights Reserved.