Get Protection Made for Collector Vehicles
Not all insurance coverage is the same. Do you have the right one?
Guaranteed Value™ through Hagerty
Our industry–leading tools help determine your classic's true value. If there's a total loss, you'll receive a cheque for its insured amount, guaranteed.* No games, no hassle. Plus, no appraisals required on nearly all stock vehicles.**
Compare a Governmental Policy
Governmental insurers typically pay total losses based on Actual Cash Value (ACV)—an estimate of a vehicle’s fair market value, after considering factors like depreciation — this can mean a lower payout and a bigger headache.
Three reasons to choose Hagerty
Enjoy flexible usage
Hit the road for a weekend road trip, car show or parade - you're protected.***
2 million
protected classics globally - more than any other insurance provider
Our premier valuation tool
An industry-leading resource to help you verify the value of your vehicle and make sure it’s insured properly
* Less any deductible; MB & SK: and after settlement with your government policy. Includes any applicable taxes unless prohibited by law. AB & QC: Agreed value applies under the Guaranteed Value Plus Endorsement.
** If we need further documentation supporting a vehicle's value, we will contact you during the underwriting process.
***Refer to the Aviva BC Collector Vehicle Policy and any applicable endorsements for a complete description of coverage provisions, conditions, and exclusions.
Hagerty Canada, LLC policies are underwritten by Aviva Insurance Company of Canada. Hagerty determines final risk acceptance. Some coverage not available in all provinces. This is a general description of coverage. Rates subject to change. All coverage subject to policy provisions, exclusions, and endorsements. Hagerty is a registered trademark of the Hagerty Group LLC, ©2026 The Hagerty Group, LLC. All Rights Reserved.