Yes. Deductible options are available and vary by province and vehicle type. Any applicable deductibles will be available during the web quoting process.
Yes, Hagerty’s premiums are up to 48% lower on average than everyday insurance. Figure based upon 2014 consumer data collected by Hagerty on single-car quotes, with premiums $5000 and under, from several Daily Driver (or “Everyday”) auto insurance carriers.
Yes. Generally it's $100, although that number may be lower in some provinces.
No. Protection for your collector vehicle should always include collision and comprehensive coverage. We offer affordable premiums to help you cover your vehicle.
Yes. Comprehensive-only coverage is available when a car is undergoing restoration, part of a display (such as in a museum) or placed in long-term storage. You should carefully consider this option since Comprehensive-only coverage does not cover vehicle damage caused by Collision with another object. For example, Comprehensive-only coverage would not pay for (Collision) damage resulting from a vehicle falling off a jack while under repair; or a stored, parked auto rolling into the garage door after a brake failure — scenarios that are fairly common to collector vehicles.
This is only a general description of coverage. All coverage is subject to policy provisions, exclusions and endorsements.
*See your Hagerty Drivers Club program guide for a complete description of benefits.