Not all insurance coverage is the same. Do you have the right one?
Guaranteed Value™ through Hagerty
You tell us what your classic is worth and we agree upon that value. Your vehicle is protected year-round, and in case of a total loss, Hagerty cuts a check for that amount. No games, no hassle**.
Compared to Standard Insurance with Actual Cash Value
Standard insurers typically determine what your vehicle is worth. You have little to no input. In the event of a total loss, this leaves many people unable to replace their classic. Some providers may recommend seasonal coverage. With seasonal coverage, you’ll have to call your provider every fall to end full coverage and every spring to reinstate it. That could leave you unprotected.
Questions? We’ve got answers
Three reasons to choose Hagerty
Enjoy flexible usage
Hit the road for a weekend roadtrip, car show or parade - you're protected.***
protected classics globally - more than any other insurance provider
Our premier valuation tool
An industry-leading resource to help you verify the value of your vehicle and make sure it’s insured properly
* If we need further documentation supporting a vehicle's value, we will contact you during the underwriting process.
** In the event of a covered total loss, Guaranteed Value coverage ensures your client receives every cent of their car’s insured value, less any deductibles and/or salvage value if retained (BC, MB & SK: and after settlement with government policy). AB & QC: Agreed value applies under the Guaranteed Value Plus Endorsement.
*** Occasional pleasure/leisure does not include use for daily driving to and from work or school, routine shopping/errands, or business use of any kind. At no time may a collector vehicle be the primary source of transportation.
Hagerty Canada, LLC policies are underwritten by Elite Insurance Company, a subsidiary of Aviva Canada Inc. Hagerty determines final risk acceptance. Some coverage not available in all provinces. This is a general description of coverage. Rates subject to change. All coverage subject to policy provisions, exclusions, and endorsements. Hagerty is a registered trademark of the Hagerty Group LLC, ©2024 The Hagerty Group, LLC. All Rights Reserved.