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    Modified vehicles: street rods & replicas

    The degree to which your vehicle is modified and the types of modifications determine whether it fits our program.

    Characteristics of modified vehicles include:

    • Significant performance increases
    • Structural alterations to body/chassis/frame
    • Custom paint job worth $10,000 or more
    • Custom paint job
      Custom paint job
    • Vehicle modification
      Vehicle modification
    • Engine enhancement
      Engine enhancement


    Replicas or reproductions should duplicate vehicles that are no longer in production, such as the 1950s Porsche Speedster and the 1920s Mercedes Benz Roadster. The quality of construction for these vehicles can vary significantly, so we take a close look prior to offering insurance. Hagerty does not offer insurance for inexpensive, home-built kit cars.

    • 1980 Shay Model A
      1980 Shay Model A
    • 1955 Porsche Speedster
      1955 Porsche Speedster
    • 2003 Auburn Speedster
      2003 Auburn Speedster

    Because these vehicles are generally fast and susceptible to theft and vandalism, Hagerty underwrites them very carefully.

    If you own a modified vehicle call 877-922-4035 today to talk to a insurance specialist.

    All coverage not available in all provinces. This is only a general description of coverage. All coverage is subject to policy provisions, exclusions and endorsements.