Insurance products
Insurance for modified cars
Get custom car insurance for your kit car, replica, or street rod.
The degree to which your vehicle is modified and the types of modifications determine whether it fits our program.
What classifies as a modified vehicle?
Characteristics of modified vehicles include:
- Significant performance increases
- Structural alterations to body/chassis/frame
- Custom paint job worth $10,000 or more
Insuring kit cars and replicas
Replicas or reproductions should duplicate vehicles that are no longer in production, such as the 1950s Porsche Speedster and the 1920s Mercedes Benz Roadster. The quality of construction for these vehicles can vary significantly, so we take a close look prior to offering insurance. Hagerty does not offer insurance for inexpensive, home-built kit cars.
Get insurance that works for you
Let's talk about your modified vehicle. Get a quick quote online or call us today.
Quote now
Online quotes are fast and easy.
Some coverage not available in all provinces. This is only a general description of coverage. All coverage is subject to policy provisions, exclusions and endorsements.
Hagerty Canada, LLC policies are underwritten by Elite Insurance Company, a subsidiary of Aviva Canada Inc. Hagerty determines final risk acceptance.
Hagerty is a registered trademark of the Hagerty Group LLC, ©2023 The Hagerty Group, LLC. All Rights Reserved.